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The act of saving money in the bank can be seen as a habit of thrift. In modern
society, money is often perceived as a measure of success in one's life. While
money cannot guarantee happiness, it can make individuals happy and bring
happiness to others. Saving money is an important practice that must be
exercised in life to create a financially wise and frugal society. The
benefits of saving money include being able to provide for one's future, having
emergency funds, avoiding wasteful spending, serving as an example to children,
and building better relationships among individuals who save money together.
Firstly, saving can provide individuals or families with financial resources
for the future. If individuals fail to save enough money for their future needs,
it will be difficult to ensure a bright future for themselves. For instance, a
couple who give birth to a child at a later age and do not practice saving will
face financial problems when it comes time to support their child's education.
Similarly, students need money to cover school expenses such as stationery,
reference books, school fees, and tuition fees. Furthermore, when students
succeed in exams and advance to the next level such as university, they will
need more money to cover educational costs such as accommodation in a hostel
located far from home.
Secondly, it is important to save money to have emergency funds. Everyone
should realize that they may need a lot of money to cover expenses during
emergencies. Unexpected events such as natural disasters, road accidents, sudden
family deaths, and health problems may arise without warning. Therefore, it is
necessary to be prepared in case an unforeseen situation occurs. It cannot be
denied that having sufficient savings can help individuals to deal with
emergencies.
In addition, saving money can prevent people from being wasteful. By saving,
people can cultivate values such as thrift and responsibility towards their
future. People are often tempted to spend carelessly and think irrationally when
making decisions. They are easily attracted to company product promotions that
are packaged in beautiful and attractive designs. They often purchase products
they do not need. Similarly, workers who work hard to earn money but do not know
how to save and manage their spending will eventually have financial problems.
In Islamic religion, saving and avoiding wasteful spending are considered
important practices that bring many benefits.
Lastly, saving money can help build better relationships among individuals
who save together. Communities who save together can help each other in times of
need. These groups create trust among members, and individuals are more likely
to help each other out in difficult times. This fosters a sense of togetherness
and can lead to better living standards for all members.
In conclusion, saving money is an important habit to cultivate in
individuals, families, and communities. It is beneficial for a secure future,
emergency funds, avoiding wasteful spending, as an example to children, and
fostering better relationships among those who save together. |
